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Buyer checklist

Six checkpoints from budget to keys. Use it as a conversation guide, not a transaction-specific instruction list.

Set a comfortable monthly budget and reserve.
Compare loan options and total cash to close.
Separate home needs from preferences.
Review disclosures, inspections, and contract deadlines.
Verify wiring instructions by a known phone number.
Confirm the final walkthrough, recording, and keys.

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Are you ready to buy?Readiness is about your life, your monthly budget and the cash you keep after closing, not a listing price. Use this five-part check.3 min